We store huge amounts of personal information on our computers, smartphones, and tablets, as well as in our online accounts. This wealth of saved information can make our devices and accounts ideal targets for would-be cybercriminals.
Unless you take steps to protect this information, hackers can use viruses, malware, and other tools to steal it. Unfortunately, identity theft is a growing problem in our increasingly digital world, and it can have a devastating impact on your financial health.
Thankfully, there are simple steps you can take to keep your information safe and strengthen your personal online security. Begin with these practical tips.
Putting off updates can leave your devices vulnerable to viruses, malware, and other forms of cyberattack. For this reason, it’s a good idea to enable automatic updates.
Allowing automatic updates for your software, apps, web browsers, and operating systems will help keep your devices — and your personal information — secure.
If you don’t already have antivirus and anti-malware software on your devices, it’s time to add them. These programs help secure your identity from hackers using viruses, malware, bots, and more to attempt to steal your personal information from your computer, smartphone, and other devices.
If you’re not familiar with malware, it is a type of software that hackers install on your computer to steal your sensitive information (including bank account numbers, passwords, Social Security numbers, and credit card numbers). Malware can also damage your devices and keep them from working properly.
Both free and paid versions of anti-malware and antivirus software are available. A paid version typically offers better quality protection than free ones do, but a free version is better than nothing.
As with other software programs and apps, it’s important to keep your antivirus software updated. Always set it to automatically install updates to avoid exposure through security gaps.
It’s also a good idea to set your antivirus software subscription to automatically renew each year to avoid a pause in service.
Using different passwords for each account and changing them often can make it difficult to remember them all, so make sure to keep track of your passwords using a safe method.
The simplest way to do this is also the most old-fashioned way — writing your passwords down on a piece of paper kept in a safe place that only you have access to (i.e., a home safe, locked drawer, or similar safe storage place).
But if you want something higher-tech, consider using a password manager to create strong passwords and keep track of them for you. That way, the only password you’ll have to remember is the one for your password manager.
Setting up two-factor authentication on all websites and apps that offer it is another relatively easy way to help keep your accounts and personal information safe. Two-factor authentication requires you to confirm your identity in two ways — typically using your password plus an additional passcode that is sent to you in an email or text message.
Using multiple forms of authentication makes it harder for hackers to get into your accounts, improving the quality of protection for your personal information.
If you need to use public WiFi, consider encrypting your information with a VPN app to protect your data. A VPN, or virtual private network, encrypts your internet traffic and routes it through the VPN’s own server. This prevents anyone (even the owner of the WiFi network) from being able to view your data. A VPN can also hide your IP address from advertisers and trackers.
Your cache includes saved cookies, searches, web history, and more on your internet browser. These things have the potential to lead would-be hackers to your personal information, including your home address, phone number, family information, and more.
To help keep that sensitive information safe, delete cookies and clear your browser history on a regular basis. You can do this easily in your browser settings, typically under the privacy/security section.
This is often easier said than done, however: it can be difficult to know if an email or link are legitimate or not, especially if your digital literacy skills are weak. To begin with, look for emails with significant typos or email addresses you don’t recognize, as well as emails or social media posts that are out of character for the person who sent them.
Never click links in emails or text messages from sources you don’t know and trust. Even then, if a message seems out of context or unlike the person sending it, take caution: their email, phone, or social media may have been hacked. Double check with the person via a different method (such as a phone call) to make sure they sent it before you click.
You can also use an online link checking site like ScanURL or URLVoid to check the legitimacy of a link.